The Payday-Proof Workplace: our annual plan
Financial wellness for every employee, all year, for R99 per person a month
That is about R3.25 per employee per day. Every employee gets the programme day, a Payday Clinic every quarter and a year of online access for their family. You get quarterly reports for Exco and your evidence pack after every session.
Plan my year Compare it with what money stress costs you →
Backed by our delivery guarantee: a written 90-day plan for every employee and your evidence pack within 7 working days, or your next session is free.
Why a year
Money habits are built one payday at a time
One good day changes how people feel. Twelve months changes what they do, because every quarter brings a new pressure point: back-to-school, tax season, winter, the festive season.
A benefit staff notice
Every employee and their family gets real help all year, not a once-off talk they forget by month-end.
One small, predictable cost
A fixed amount per employee each month, planned once in your WSP. No lump sum, no surprises.
Always audit-ready
An evidence pack after every session, so your ATR and B-BBEE file build up through the year.
What you get
Everything in the annual plan
For every employee
- The programme day in groups of up to 25, with a workbook and a private 90-day money plan.
- A Payday Clinic every quarter. 60 minutes on that season’s pressure point, with a fresh 90-day plan.
- 12 months of online access to our programmes, audiobooks and money tools, for them and their family.
For you
- Your WSP entry for the year, written once, ready for your SDF.
- An evidence pack after every session for your SETA and verifier.
- Quarterly impact reports and one annual report for Exco.
- A manager briefing on spotting money stress in a team.
- Your dates and your rate locked for the first 12 months.
Put it in perspective
Less than you already spend on the problem
Compared with the cost of money stress
Most companies lose more than 1% of payroll to money stress.* For an employee earning R20 000 a month, that is over R2 400 a year. The plan costs R1 188. Work out your own number →
Compared with your skills levy
For that same employee you already pay R200 a month in skills development levy. The plan costs less than half of that, and every session counts in your WSP and ATR.
Compared with once-off training
One programme day alone costs from R18 500 per group. The plan adds four Payday Clinics, a year of online access and quarterly reporting for every employee.
* Estimate from South African and international research on financial stress at work, fully referenced in our Hidden Payroll Cost guide.
This is for you if
- You want a benefit your staff use all year, not a once-off day
- You prefer a small monthly cost per employee to a big once-off spend
- You want every employee covered, from a minimum of R3 500 a month
This is not for you if
- You need one session for one group this year. Book a programme day.
- You are not sure yet. Start with a Payday Talk.
Questions
Good to know
Why a 12-month commitment?
Because that is how long it takes for new money habits to stick through every season of the year. Your rate is locked for those 12 months. After that the plan runs month to month and you can cancel with one month’s notice.
How do the monthly payments work?
You receive a monthly invoice for your number of employees and pay by debit order through PayFast or by EFT.
What if our headcount changes?
Tell us and we adjust the monthly amount from the next quarter. New staff join the next session.
Can we pay for the year upfront?
Yes. Ask us about paying the year upfront in one invoice, which many companies prefer for their WSP budget.
Can we move a session?
Yes. One free reschedule per session with at least 7 days’ notice.
Does it count for our WSP, ATR and B-BBEE?
Each session can be planned in your WSP and reported in your ATR. It is usually recognised as informal training under Skills Development, within the cap, subject to your verification agency.
Can we add community or supplier programmes?
Yes. Many plan clients add a community programme for SED or a supplier programme for ESD.
Plan my year
Plan your year with us
Book a 20-minute call. We look at your headcount and sites, propose your dates and send a quote you can accept online.
Prefer to write? Send us a message.